Agricultural vehicles, including tractors, harvesters, trailers, and more, are expensive equipment vital to the running of your farm. Make sure they’re protected against the unexpected with dedicated agricultural vehicle insurance from Birnbeck Insurance.
What Is Agricultural Vehicle Insurance?
Agricultural vehicle insurance protects the vehicles you use for everyday activities on your farm. Whether you have an arable or pastoral farm, you’ll likely have a range of vehicles that you use daily – and if one were to get damaged, be stolen, or vandalised, this could have a knock on effect on all your farming activities.
Specialist agricultural vehicle insurance can cover aspects such as:
- Damage to tractors, harvesters, and other vehicles such as fire, theft, or accidents.
- Legal expenses that may arise from insured accidents.
- Legal liability that covers any legal responsibility for causing injury, death, or property damage.
If you’re seeking a higher level of cover, be sure to let one of our insurance specialists know, and we can help you.
Types Of Agricultural Vehicles We Insure
Ar Birnbeck Insurance, we can insure a wide range of agricultural vehicles used on farms, including:
Tractor Insurance
Tractors are the workhorses of any farm. Our tractor insurance can cover theft, accidental damage, fire, and liability when used both on and off public roads.
Trailer Insurance
Farm trailers play a vital role in transporting equipment, livestock, and crops. We provide cover for agricultural trailers against damage, loss, and theft – whether they’re attached to a vehicle or parked on your property.
Harvester Insurance
A damaged or stolen harvester can bring harvest season to a standstill. Protect your investment with harvester insurance that covers repairs, replacements, and third-party liability.
Agricultural Fleet Insurance
Managing multiple vehicles? Our agricultural fleet insurance allows you to insure all your farm machinery under one convenient policy, saving time, hassle, and often cost.
Telehandler & Loader Insurance
Telehandlers, front loaders, and similar machinery are essential for lifting, stacking, and moving heavy loads. We cover damage, theft, and breakdown risks to keep your operations moving.
Crop Sprayer Insurance
Protect your sprayers and spraying equipment from loss, accidental damage, and mechanical failure. We may also be able to provide liability coverage for chemical use where needed subject to further information.
Who Needs Agricultural Vehicle Insurance?
If you’re operating any agricultural vehicles on public roads, for example transporting goods to your farm, you’ll need agricultural vehicle insurance in place. Although legally you don’t need insurance if you’re operating your vehicles on private land, you won’t be covered against any accidents or theft on your own land.
Agricultural Vehicle Insurance From Birnbeck Insurance
Don’t leave your valuable agricultural equipment unprotected – get in touch of one of our insurance specialists today for a bespoke agricultural vehicle insurance quote.
With over 50 years of experience in the insurance industry, we always seek competitive rates and comprehensive coverage for our clients. If you ever need to make a claim on your policy, simply let us know – we’re here to support you each step of the way.
Get a quote here or call us on 01934 522 252 to speak to an expert.
Agricultural Vehicle Insurance FAQs
Is Agricultural Vehicle Insurance Required For All Farm Vehicles?
If you are driving your agricultural vehicle on public roads, you are legally required to have at least third-party insurance in place. This covers you if any claims are made against you by the public in the case of any accidents or injuries. However, comprehensive cover is strongly recommended to cover any theft or damage that occurs on private land.
Can I Insurance Multiple Agricultural Vehicles Under One Policy?
Yes, you can insure several of your agricultural vehicles under one insurance policy with Birnbeck Insurance. Get in touch with one of our insurance specialists to discuss agricultural fleet insurance today.
Do I Need To Insure My Trailers And Attachments?
While some policies may provide limited automatic cover for attached trailers or implements, it’s important to confirm the level of protection. Trailers and attachments are valuable assets, and insuring them separately ensures you’re protected from theft, accidental damage, and loss, even when they’re not in use or connected to a vehicle.
Here at Birnbeck Insurance, we offer dedicated trailer insurance, so if accidents do happen, you’re fully protected.
