Monthly Archives: July 2019

Specialist Cover for Home Automation Contractors

We have access to a Home Automation and Smart Home Installers Insurance scheme, which is specifically tailored to the needs of Home Automation contractors. It is a bespoke policy suited to the risks of working in the sector and includes a number of benefits.
Our Public and Products Liability cover can include the following covers at competitive premiums:

• Contractual Liability
• Inefficacy
• Defective Workmanship
• Optional extension available for damage to the part being worked upon

In addition we can include cover for a number of other requirements such as employers’ liability, professional indemnity and property insurance.

If you need any help with this area of insurance then please contact Stuart to discuss on 01934 522252.

BIBA (British Insurance Brokers Association) Purple Partnership

Copyright © 2020 Birnbeck Finance Limited t/a Birnbeck Insurance Services
Registered Address: Whetcombe Whey, Ropers Lane, Wrington, Somerset, BS40 5NH
Company No. 01158939
Registered in England and Wales

Our industry’s ombudsman is the Financial Ombudsman Service
We are authorised and regulated by the Financial Conduct Authority
FCA Registration Number: 125599
Foreign Account Tax Compliance Act Certificate

Could Brexit affect your travel insurance?

There is the possibility that Brexit could cause disruption to your travel plans from the end of October onwards. If you are booking holidays with trips via the European Union please check your travel policy to see if it includes Brexit related travel disruption. The approach of the market is non standardised at this time and different insurers will have different approaches to potential claims for cancellation or travel disruption. If cover for Brexit related travel disruption is included there will usually be a requirement that the customers should in the first instance contact their tour operator, travel association or transport company or financial protection scheme for assistance and also for reimbursement if they have agreed to or are obliged to pay.

If you need any help with this area of insurance then please contact us to discuss on 01934 522252.

Grand Designs for your Home? Consider Home Works Insurance

When notifying your current household insurer of a significant home renovation, particularly where insurance cover is required by contract, homeowners can frequently find themselves faced with numerous difficulties.

Standard household insurers are often unable to continue covering the property effectively, or at all. They do not have the appetite to continue insuring what is effectively a building site, and all the inherent risk that brings.

A standard household insurer may provide cover for the existing house but this is usually on a highly restricted basis. This puts the homeowner at risk of not having adequate cover in place for their property and may even invalidate the policy if a JCT contract requires cover in joint names with the contractor.

Birnbeck can offer Home Works and Home Renovation policies, which provide a single, seamless solution that can cover the existing structure, contract works, contents and property owner’s liability all under one policy.

If you need any help with this area of insurance then please contact us to discuss on 01934 522252.